At FXLiveCapital, we offer several investment portfolios under our Smart Investing program. Each one is designed with different return levels, investment terms, and risk profiles, allowing our clients to choose the one that best suits their financial needs. Below are some key factors to consider when selecting the right program:
1. Financial Objectives: Clearly define what you want to invest for. If your goal is short-term, such as making a major purchase or building an emergency fund, a program with greater liquidity and lower risk may be appropriate. If you have long-term goals, such as retirement, a portfolio with higher potential returns may be more suitable.
2. Investment Horizon: The investment period may vary depending on the portfolio. At FXLiveCapital, for example, the SmartLive-Mini and GrowthLive-Mini offer a term of 90 days , while the SmartLive-Classic and GrowthLive-Classic are designed for 180 days . In addition, SmartLive-Pro and GrowthLive-Pro have delivery times 360 days. Define how long you can commit your capital and choose a program that matches this period.
3. Risk Tolerance: Consider how much risk you are willing to take. At FxLiveCapital, each portfolio has a clearly defined risk profile:
SmartLive-Mini and Classic: Very low risk, ideal for those seeking stability and an annual return of 10%-17%.
GrowthLive: Low risk, with annual returns between 15%-23%.
MaxLife: Medium risk, with higher potential returns of 20%-30%.
4. Return on Investment (ROI) : Each portfolio in our program has a projected annual ROI. SmartLive plans offer a return between 10%-20% annually, while GrowthLive plans range between 15%-25%. For clients looking to maximize their returns, MaxLife offers between 20%-30%. Analyze your profit expectations and compare plans to find the one that best fits your goals.
5. Insured Capital: Each portfolio has a percentage of insured capital, which represents the security and protection of your investment:
SmartLife: 90% of the capital insured.
Growth Live: 85% of the capital insured.
MaxLife: 80% of the capital insured.
6. Profit Withdrawal Program: All our portfolios allow weekly withdrawals, available in the main portfolio on Fridays. This frequency offers you flexibility if you want to obtain liquidity in short intervals without having to close the investment.
Practical Selection Example:
- For an investor looking for a moderate return and short-term investment , the SmartLive-Mini may be suitable, given its 90-day timeframe, low risk, and annual return between 10%-15%. However, for those willing to accept a little more risk for higher returns , the MaxLife-Mini with a ROI between 20%-25% may be a better choice.
Remember that at FXLiveCapital our team is available to advise you and help you choose the investment program that best suits your goals and financial profile.